Why Are So Many Americans
Rushing To The Secret
401(k) Alternative?
Personal Pension Accounts provide predictable, lifelong income—without stock market risks or hidden fees.
The Founder Of The 401(k) Has Regrets....
Dear Friend,
Did you know the 401(k) was created just 50 years ago?
It's true...
But why was it created in the first place?
For two surprising (and controversial reasons):
First - they started as a perk for high-paid Executives.
Second - they took the burden of paying for pensions away from employers.
They were supposed to get us the perks of an employer's pension without the costs.
But what did you actually get?
More cons than pros...
Cons
No Ability to get guaraneed income for life
More control over your retirement
Complete exposure to the stock market
Take savings with you when you leave an employer
No access to top investment managers
Your wealth increases if the stock market went up
Cons
No Ability to get guaraneed income for life
Complete exposure to the stock market
No access to top investment managers
More control over your retirement
Take savings with you when you leave an employer
Your wealth increases if the stock market went up
What's The Biggest Hidden Risk In Your 401(k)?
It's the Retirement Deadzone.
Maybe you're wondering, "What the heck is the Retirement Deadzone?"
Well, the Retirement Deadzone is kind of like climbing a mountain...
Surprisingly, 85% of all fatalities in mountain climbing don't happen where you think they would - on the way up the mountain.
They happen coming down the mountain.
Why?
It's because they run out of oxygen and energy.
Retirement is no different.
Except in retirement, your oxygen is your assets.
If you're within 10 years to retirement, you need to understand this one crucial concept...
Imagine you're 2 years from retirement and all of a sudden (completely out of your control) the stock market crashes and you lose 40% overnight...
What would you do?
Would you postpone your retirement by 7 years?
Wait... Why 7 years?
Because that's the average time it takes for the stock market to recover back it's losses.
If you're in a 401(k), IRA, or TSP, this is the risk you take...
Is there a better way to manage this risk?
Americans Just Like You Have Figured Out A Better Way
Savvy Americans in the know are realizing there's a better way...
(which is why $385 BILLION went into this alternative last year alone.)
It's called a Personal Pension Account.
It gives you all the benefits of your 401(k), IRA, or TSP without the risks.
Product comparison
401(k) / IRA
CDs / Money-Market
Guaranteed Lifetime Income
Principal Protection
(up to FDIC limits)
(0% floor)
Annual Management Fees
Often 1%+
Bank margin
$0
Taxes on Growth Each Year
Yes
Yes
No
Probate-Free Transfer to Heirs
No
No
Yes
A Personal Pension Account combines the safety of bank products with the lifetime income retirees once enjoyed from company pensions.
Americans Are Choosing PPAs For Secure, Lifelong Income
And It’s no wonder why...
In fact... the LARGEST money manager in the world did a study that revealed something surprising…
Personal Pension Accounts solve both of the most important problems in retirement:
29% More Income
Those with PPA gain 29% more income.
33% Less Risk
Individuals with PPA reduce their downside risk by 33%.
That means you don't need to worry about the 401(k) Retirement Deadzone....
What Is A Personal Pension Account?
A PPA is a little-known financial vehicle...
That turns your nest egg into guaranteed income for life.
And here’s the best part...
When you move some of your savings into this IRS-approved account, you can create a steady stream of retirement income.
How Are So Many Folks Securing Guaranteed Lifelong Income with a PPA?
Our team has helped thousands of our fellow Americans avoid costly regrets and create safer retirement plans.
The first step in the process is meeting with your Licensed PPA Advisor to verify...
If you qualify for a Personal Pension Account and to make sure it's the best option for you and your goals.
So...
If you have more than $250k saved for retirement...
You want to avoid the Retirement Deadzone...
Create a guaranteed life-long income stream, and...
Cut your taxes – you may prequalify for a PPA!
There are a few more qualifications you must meet...
To discover if you prequalify for a PPA, please complete the following:
1
Qualify
Complete a 30-second suitability questionnaire to confirm basic eligibility.
2
Customize
Your Licensed PPA Advisor designs a personal income schedule and reviews options tailored to your age, assets, and goals.
3
Activate & Relax
Fund your Personal Pension Account, lock in guaranteed income, and enjoy retirement knowing your checks will never stop.
What Is A Licensed PPA Advisor?
A Licensed PPA Advisor has earned the license required by your state...
This is often different than your typical financial advisor.
This license allows them to work with Pension Managers at A-Rated Pension Companies.
And gives them the ability to get certified as a Licensed PPA Advisor.
What Is A Personal Pension Account?
Americans are rushing to secure their futures with Personal Pension Accounts.
As a result, our licensed PPA Advisors have limited availability.
Last year alone, advisors helped shift $385 billion into PPAs.
Booking your PPA Suitability Review Call isn’t just another step in the process...
It’s crucial if you want to build a custom retirement roadmap for your unique goals...
Here’s what to expect on your FREE PPA Suitability Review Call:
âś… Tailored Guidance for Your Unique Situation:
You'll get insights that reflect your specific retirement goals and concerns.
âś… Qualification Questions:
Not everyone qualifies for a PPA...here are a few key factors that determine suitability:
How long you’ve been funding your accounts (and what types you have)
Your specific retirement goals
Your biggest retirement worries
âś… No-Pressure, High-Value Insight
Our advisors will be upfront about whether a PPA aligns with your needs – and you’ll walk away with valuable insights either way.
Complete the 30-second pre-qualification survey below to see if a PPA is right for you.
Personal Pension Accounts work best for those with investable assets of at least $250k.
Take The 30-Second Pre-Qualification Survey
See how a Personal Pension Account may help you have more consistency, clarity, and income in retirement.
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